How to Apply GLoan Personal Loan in GCash

GCash, the leading mobile wallet in the Philippines has launched a new product called GLoan. This is a personal loan that you can avail of with a loan amount from P5,000 to P50,000 maximum. It’s easy to apply for and you can get your loan within minutes. So if you need money for an emergency or for a special purchase, or any expenses at all, GLoan from GCash is the perfect solution.

Also Read: How to Apply CIMB Loan Through Gcash

I have come across the GLoan when I was browsing the app. I got interested because I have never heard of a personal loan from GCash before. When I saw that it was available from P5,000 up to P50,000, I decided to apply for it.

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GLoan Gcash Review

The steps are easy and user-friendly. Just select “Get a Loan” from the main menu, choose GLoan, and then select “Apply Now”. After that, you will need to answer some questions about your employment and incomings. Then, you will need to upload a photo of your valid ID. After that, just wait for the approval. Once approved, the loan amount will be transferred to your GCash wallet within minutes.

Overall, GLoan from GCash is a great product for those who need extra cash. It’s easy to apply for and you can get your money quickly. Just make sure that you can afford thee. Once you have submitted all the required information, you will know immediately

The application process is very simple and straightforward. You just need to log in to your GCash account and go to the Loans section. From there, you will see the GLoan option and you just need to click Apply Now.

After that, you will need to fill out some basic information such as your name, contact number, email address, home address, and employment details. Once you have provided all the required information, you just need to submit your application and wait for confirmation from GCash.

What is the GLoan GCash Loan?

There are many types of Loans offered by Gcash, but one of the newest is GLoan. Just like any other personal loan, you can borrow an amount of money and then pay it back over time with interest. The great thing about GCash Loan is that you can get your money within minutes, so it’s perfect for emergencies or unexpected expenses.

GCash Loan is a personal loan that you can apply for through the GCash app. You can choose your loan amount from P5,000 to P50,000. The interest rate starts from 1.59% per month and the tenure is up to 12 months. You can get your loan within minutes and use it for whatever you need.

Also Read: Philhealth Benefits, Requirements, and Application Process in Cebu

Features and Benefits of GCash Loan

The main benefit of GCash Loan is that it’s very convenient and you can get your money quickly. Other benefits include:

  • No Collateral – You don’t need to put up any collateral to get a GCash Loan.
  • Low-Interest Rates – The interest rates for GCash Loan are very competitive and start from 1.59% per month.
  • Flexible Terms – You can choose your loan amount and repayment tenure that suits your needs. You can pay as low as Pay as low P260/month. You can choose between 5-12 months to pay monthly.
  • Quick Approval – You can get your loan within minutes, so it’s perfect for emergencies.


  • Fully-Verified User – You need to be a fully-verified GCash user to apply for a loan. To become fully verified, you just need to link your GCash account to a bank account or credit/debit card.
  • A valid ID is needed to upload when you apply for the loan.
  • Gscore – After you’ve established a fully-verified GCash account you may access GScore. It is a personal score that deliberates how you use your GCash application. You may think of it as GCash’s own scoring system, like a Credit Score that most banks use to determine if you’re able to manage your financial status. In order to increase your GScore, simply utilize every program GCash has, the app will evaluate your score depending on how you use it. There are a handful of options to navigate through the app like maintaining an active wallet balance, putting money into your GSave account, exploring GInvest to potentially build your wealth, applying for life insurance in GInsure, paying utility bills like electricity, water, internet subscription, online shopping payment and many more.
  • When GLoan was offered to me, I had a GScore of 460, although, GCash would need at least 80 to qualify for a loan. I was able to loan an amount of P2,000 as my first GLoan application which allowed me to choose for 4 months with interest and an acceptable one-time processing fee. Please make sure to check the monthly payments and the processing fee amounts as the app will automatically calculate for you before finalizing your application.
  • Source of Income – You will need to provide proof of income when you apply for GCash Loan. This can be in the form of a payslip, bank statement, or ITR (Income Tax Return). We can all agree on why it is necessary for GCash to ask for this information, knowing that there’s no collateral for this type of loan, I’d be prepared to share my monthly salary.


  • The age requirement for this loan is 21 to 65 years old.
  • You must be a Philippine national.
  • In order to have a fully verified GCash profile, you will need to use any of the following IDs within the app:
  • Valid IDs include Driver’s License, Passport. Postal ID, Professional Regulations Commission (PRC) ID, Social Security System (SSS) ID, Unified Multipurpose ID (UMID), Voter’s ID, Home Development Mutual Fund (HDMF)/ Pag-Ibig ID, and PhilHealth ID
  • You have a good credit record and did not commit any fraudulent transactions
  • Your eligibility is subject to credit risk rules and policies
  • You maintain a good GScore
  • Note: GScore requirements for GLoan may differ per GCash customer.

Having the proper documents make it easier to get approved for the loan. Affordable interest rates – The interest rate for GCash Loan starts at 1.59% per month, which is very affordable. Flexible repayment terms – You can choose from 3, 6, 9, or 12 months as your repayment term. This makes it easier to repay your loan based on your financial situation. Fast approval – You can get approved for a GCash Loan within

Step-by-Step Process to Get a GCash GLoan

Here are the steps to get a GLoan from GCash:

1. Download the GCash app and create an account. If you don’t have a GCash account yet, you can easily sign up for one by providing your mobile number, full name, email address, and a few other personal details.

2. Once you have a GCash account, go to the ‘Loan’ section of the app and select ‘GLoan.’

3. Choose the amount that you want to borrow and select your repayment term. You can choose to repay your loan in 7, 14, or 30 days.

4. Complete the application form by providing your personal information and employment details.

5. Review your loan details and confirm your information to avail of the GLoan from GCash.

Video: How to Borrow PHP 25,000 Money from Gcash using Mobile Phone

Here’s a video showing the Gcash loan application process and how you can borrow money worth PHP 25,000 as shared by a Pinay vlogger:

Video: How to Get a Loan from GLoan Program

Here’s another video by a Filipino vlogger who shares tips on how to apply for a GLoan from Gcash:

Frequently Asked Questions

1. What is the minimum Gscore requirement for the GCash Loan?

You need to have a GScore of at least 80 to qualify for a loan from GCash.

2. What is the maximum amount I can borrow?

The maximum loan amount that you can borrow from GCash is PHP 50,000.

3. What are the interest rate and payment terms?

The interest rate for GCash Loan starts at 1.59% per month, and you can choose from 3, 6, 9, or 12 months as your repayment term.

4. How long does it take to get approved?

You can get approved for a GCash Loan within 24 hours.

5. What are the requirements?

To apply for a GCash Loan, you will need to provide proof of income and a valid ID. You must also be 21 to 65 years old and a Philippine national.

6. How long does it take to get approved for the loan?

Once you have submitted all the required information and you meet all the qualifications, you will usually get approved for the loan within minutes.

7. How to make a payment?

You can make a payment for your GCash Loan through the GCash app using a credit card, debit card, or GCredit. You can also choose to pay through 7-Eleven, Cebuana Lhuillier, M Lhuillier, or bank transfer.

8. What are the late payment fees?

If you miss a payment deadline, you will be charged a late payment fee of 5% of the outstanding amount due.


So this is the process if you want to get a Gloan from GCash. Just download the app, sign up for an account, and then go to the Loan section to apply. Make sure you meet the requirements and qualifications and have a decent GScore rate before applying. The whole process is very fast and convenient, and you can get your money within minutes.

I personally applied for this loan because I needed some extra cash to accommodate my financial needs. The whole process was very quick and easy, and I was able to get the money I needed within minutes. I would definitely recommend GCash’s GLoan program to anyone who needs a personal loan. Now, I’m going to pay the amount every month until the loan is paid in full.

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Hi there! My name Josh. I love video games. I also read books and watch movies.

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