Are you a Filipino employee who wants to stay on top of your PhilHealth contributions? While it’s great that we have a national health insurance program, tracking payments and benefits can sometimes be tricky for those who aren’t familiar with the rules.
Also Read: How to Create PhilHealth Account Online
If you feel lost in the process of checking your contributions, this post is here to lend a hand! In this guide, we’ll walk you through each step of the process. With these simple tips at your fingertips, ensuring that all your PhilHealth coverage needs are met will be simpler than ever. So read on and start taking control of your healthcare today!
What is PhilHealth?
PhilHealth is the national health insurance program of the Philippines. It was created in 1995 to provide affordable and quality health care to all Filipinos. PhilHealth covers both inpatient and outpatient services, as well as preventive and wellness services. To be eligible for PhilHealth coverage, you must be a Filipino citizen or a resident of the Philippines. You must also be registered with PhilHealth and have paid the required membership fees.
There are three types of PhilHealth memberships: individual, family, and employer.
Individual members are those who are not covered by another health insurance program. Family members are those who are covered by another health insurance program but want additional coverage. Employer members are those who are covered by another health insurance program and want their employees to also be covered by PhilHealth.
Who is required to contribute to PhilHealth?
All employees and employers are required to contribute to PhilHealth. The monthly contribution of the employee is deducted from their salary, while the contribution of the employer is shouldered by the company. Self-employed individuals and professionals are also required to contribute to Philhealth, although they can pay their premiums in quarterly or annual installments.
How do I contribute to PhilHealth?
Contributing to PhilHealth is easy. Just open an account with any of the participating banks, or go to the nearest PhilHealth office. You can also visit the website and fill up the membership application form. Once you have become a member, you will be given a PhilHealth card which you will need to present every time you need medical assistance. Make sure to keep your card safe, as it is your proof of membership.
PhilHealth offers a wide range of services, from preventive to curative. Some of the services available are hospitalization, outpatient care, maternity care, and even burial services. PhilHealth also offers discounts on health services offered by its accredited providers. So if you’re looking for quality healthcare at a fraction of the cost, PhilHealth is definitely the right choice for you.
How to Check Contribution in PhilHealth Online
These are the easy steps on how to check your PhilHealth contributions online:
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Go to the PhilHealth Member Portal and Log in to your account by entering your PhilHealth Identification Number and password (from the activation email).
2. The Member Information page will appear.
3. Click on “Member Contribution” on the left side menu.
4. On the premium contribution page, select the preferred Month and Year of the period you want to view. Click on “Search” and you will be directed to a page that will show your total contributions for that period, as well as the date of your last payment.
You can now rest assured knowing that your coverage is up to date and that you are eligible for PhilHealth benefits. To make sure that you are always on top of your contributions, you can also set up an automated payment system with PhilHealth. This will help ensure that your contributions are always paid on time and in the correct amount. You can check the status of your PhilHealth contributions at any time by logging into your account or visiting the nearest PhilHealth office.
What are the benefits of PhilHealth?
There are several benefits to having PhilHealth coverage. First, it ensures that all Filipinos have access to basic healthcare services, regardless of their ability to pay. This is critical protection, as health care can be prohibitively expensive for those without insurance. Second, PhilHealth helps to reduce the cost of healthcare services for its members. This is because PhilHealth has agreements with many hospitals and clinics that offer reduced rates for those with PhilHealth coverage. Finally, PhilHealth offers its members additional benefits such as dental and vision care, as well as coverage for prescription drugs. This can be extremely helpful for those who need regular medication or who have chronic health conditions. Overall, then, PhilHealth provides important financial protection and peace of mind for its members.
Frequently Asked Questions
1. Is it necessary to check Philhealth contributions online?
A: Yes, it is important to check your Philhealth contributions regularly in order to ensure that your employer has been paying them properly. It also allows you to keep track of the amount of contributions and benefits that you have accumulated over time.
2. What information do I need to check my Philhealth contributions online?
A: You will need your PhilHealth number, which can be found on your Member Data Record (MDR) or any official PhilHealth document. You may also need to provide other details such as your full name and date of birth.
3. What if I don’t have a PhilHealth number?
A: If you don’t have a PhilHealth number, you can apply for one online or visit the nearest PhilHealth office. You will need to provide your personal information such as full name, date of birth, address and contact details.
4. Is there any other way I can check my Philhealth contributions?
A: Yes, you can also check your PhilHealth contributions by contacting your employer or visiting the nearest PhilHealth office. Your employer should be able to provide you with information about your contribution payments and other details related to your membership. You may also request a copy of your MDR at the nearest PhilHealth office.
5. Are there any fees for viewing my PhilHealth contributions online?
A: No, there are no fees for viewing your PhilHealth contributions online. However, you may be required to pay a fee if you require additional services such as membership enrollment or requesting certification of contribution payments.
6. How often should I check my PhilHealth contributions?
A: It is recommended that you check your PhilHealth contributions at least once every 5 months. This will help you keep track of your contributions and ensure that you are receiving all the benefits to which you are entitled.
7. What if I find any discrepancies in my PhilHealth contributions?
A: If you find any discrepancies in your PhilHealth contributions, it is important to report them immediately to the nearest PhilHealth office. They will investigate the matter and take the appropriate action.
8. Are there any other benefits of checking my PhilHealth contributions online?
A: Yes, by checking your PhilHealth contributions online you can also access other services such as requesting certification of contribution payments and membership enrollment. You may also be able to view information about your benefits and premiums. Additionally, it is a great way to ensure that your employer is making the correct payments on time each month.
Summary
Checking one’s contributions to the Philippine Health Insurance Corporation (PhilHealth) online can be an incredibly beneficial step towards managing finances and being aware of payment history. With just a few clicks of a mouse, individuals are able to access their personal digital records and double check whether or not they have met their minimum payments without having to visit the actual physical office. The convenience of this digital service helps lower stress levels while promoting organization and overall accuracy in terms of managing one’s paying habits.
What’s more, individuals with fluctuating incomes or those closely following their budget will find it particularly useful when trying to keep tabs on their annual contributions; this also extends to organizations which are in charge of dozens or hundreds of employees who all need to have up-to-date records satisfied. Checking PhilHealth contributions online is advantageous for both employers and employees alike due its timely updates and accurate recordkeeping abilities.
Contact Information
Website: philhealth.gov.ph
Facebook Page: https://www.facebook.com/PhilHealthOfficial/
Callback Channel: 0917-898-7442 (PHIC)
Email: actioncenter@philhealth.gov.ph
