Motherhood is a beautiful journey filled with joy and challenges. Among these challenges are the financial costs associated with childbirth and pregnancy. To alleviate this burden, the Social Security System (SSS) in the Philippines offers a Maternity Benefit Reimbursement program. This is a daily cash allowance provided to eligible female SSS members who are going through childbirth or have experienced a miscarriage.
Also read: How to Apply SSS Disability Claim Online
In recent years, the SSS has made significant strides in making its services more accessible and convenient for its members. One such improvement is the introduction of the online application process for the Maternity Benefit Reimbursement. The process of claiming the Maternity Benefit Reimbursement online has been designed to be user-friendly, accessible, and efficient. Whether you’re soon to welcome a new addition to your family or have recently experienced childbirth or miscarriage.
Pre-requisites for Maternity Benefit Online Application
Before applying online for the SSS Maternity Benefit Reimbursement, there are a few prerequisites that you need to fulfill:
1. Registration on My.SSS Account: You need to have a registered My.SSS account on the SSS website. This will be your primary portal for accessing SSS services and benefits.
To learn how to register for SSS Online, click HERE.
2. Enrolled Disbursement Account: You must have a disbursement account enrolled with SSS through the Disbursement Account Enrollment Module (DAEM) in the My.SSS portal on the website. This is the account where your maternity benefit reimbursement will be credited.
Once these prerequisites are met, you can proceed to file your claim online through the employer’s My.SSS account.
In addition to initial or new claims, certain cases for adjustment can also be filed online. These include:
- If the member qualifies as a solo parent.
- Correction of type of claim:
- From normal delivery to Caesarian Section (CS) delivery
- From Miscarriage to Ectopic Pregnancy with an operation
- If the SSS computation for the benefit is higher than the employer’s computation.
- If additional posted contributions will increase the amount of benefit.
- If allocated leave credits were not used due to separation from employment of the child’s father or qualified alternate caregiver.
By following these guidelines, you can ensure a smooth process while applying for your SSS Maternity Benefit Reimbursement online.
Benefits of SSS Maternity Benefit Reimbursement
The SSS Maternity Benefit Reimbursement is a significant financial aid provided by the Social Security System (SSS) in the Philippines to its eligible female members during instances of childbirth, miscarriage, or emergency termination of pregnancy.
Here are some of the key benefits:
- It is designed to give essential support that will help lessen the burden of pregnancy and childbirth costs.
- The benefits can be used for medical expenses including pre-natal care, delivery fees in a hospital or clinic, as well as post-natal check-ups.
- The reimbursement also extends to other necessary expenses such as the cost of acquiring a breast pump, additional food for mother and infant, vitamins, and medications.
- Eligible members can receive up to P80,000 which is worth 105 days of maternity leave with full pay from their employer.
- It is an important source of financial assistance for working mothers who may not have enough savings to cover all the expenses related to pregnancy and childbirth.
- Not only will this help women manage their finances better, but it also encourages them to stay healthy during their pregnancies and take proper care of themselves and their babies.
- The reimbursement is also a great way for employers to show their commitment to workplace health and safety.
To be eligible for the SSS Maternity Benefit Reimbursement, female members must have at least three monthly contributions within the 12 months immediately preceding the semester of childbirth or miscarriage.
Also read: How to Check SSS Outstanding Loan Balance Online
How to File an Initial Maternity Benefits Reimbursement Application
The process for filing an initial MBRA is straightforward and user-friendly. Here are the steps:
Step 1: Access the My.SSS Account
- Begin by logging into the employer’s My.SSS account.
Step 2: Navigate to E-Services Tab
- Once logged in, click on the “Submit Maternity Benefits Reimbursement Application” option found under the E-Services tab.
Step 3: Read Important Reminders
- A page containing important reminders will appear. Read through these carefully before clicking “Proceed“.
Step 4: Provide Required Information
- Enter all the required information for the application. Once you’ve filled out all requisite fields, click “Proceed“. The system will then validate the information submitted and confirm the employee’s eligibility for the Maternity Benefit.
Step 5: Supply Additional Information
- Next, you’ll need to provide additional details, such as the start date of your maternity leave, the type of claim, and the amount of reimbursement sought. After providing this information, click “Proceed“.
Step 6: Upload Supporting Documents
- You’ll be prompted to upload the necessary supporting documents, which may include the Certificate of Live Birth, Solo Parent ID, etc. Ensure that all documents are clear, readable, and do not exceed the file size limit of 2MB. After uploading the documents, read the certification portion and click “I certify and Submit” to proceed with the application.
Step 7: Transaction Number
- The system will generate a transaction number, which will be displayed on the screen. A notification confirming the submission of your MBRA will also be sent to your registered email address.
Remember to keep your transaction number safe as it will be needed for future reference or follow-ups regarding your application.
Also read: Easy Steps to Check Your SSS Contributions Online
How to File for Adjustment of Maternity Benefits Reimbursement Application
Filing for an adjustment of your MBRA follows a process similar to the initial application.
Step 1: Log in to My.SSS Account
- Start by logging into the employer’s My.SSS account.
Step 2: Navigate to E-Services Tab
- Once logged in, click on the “Adjustment of Maternity Benefit Reimbursement Application” option found under the E-Services tab.
Step 3: Read Important Reminders
- A page with important reminders will appear. Carefully read these before clicking “Proceed“.
Step 4: Provide Required Information
- Fill in all the required information for the adjustment application. After filling out all necessary fields, click “Proceed“. The system will then validate the information submitted and confirm the employee’s eligibility for the Maternity Benefit adjustment.
Step 5: Supply Additional Information
- The next step involves providing additional details, such as the reason for the adjustment and the amount of reimbursement sought. After providing this information, click “Proceed“.
Step 6: Upload Supporting Documents
- You’ll be prompted to upload the necessary supporting documents, like the Certificate of Live Birth, Solo Parent ID, etc. Make sure that all documents are clear, readable, and do not exceed the file size limit of 2MB. After uploading the documents, read the certification portion and click “I certify and Submit” to proceed with the adjustment application.
Step 7: Transaction Number
A transaction number will be generated by the system and displayed on the screen. A notification confirming the submission of your MBRA adjustment will also be sent to your registered email address.
Remember to keep your transaction number safe as it will be required for future reference or follow-ups regarding your adjustment application.
How to Confirm Receipt of Advance Payment of Maternity Benefit
There are two main ways for an employed female member to confirm receipt of advance payment of Maternity Benefit. These methods ensure that SSS is aware that the benefit has been received by the member.
Method 1: Via Email Notification Link
- Access the Confirmation Screen: In the email notification sent to you, click on the “here” link. This will lead you to the confirmation screen.
- Confirm Receipt: On the confirmation screen, click “I confirm” if you have received the Maternity Benefit from your employer.
- Continue Process: Click “OK” to continue with the process.
- Record Transaction Number and Date: Once the process is complete, make sure to take note of the transaction number and the date of successful confirmation. This information may be required for future reference.
Method 2: Via the My.SSS Account
- Log into Your Account: Access your My.SSS account by entering your username and password.
- Confirm Receipt: Once logged in, click “I confirm” if you have received the Maternity Benefit from your employer.
- Continue Process: Click “OK” to continue with the process.
- Record Transaction Number and Date: After completing the process, remember to note down the transaction number and the date of successful confirmation. This information may be needed for future reference.
By confirming receipt of the Maternity Benefit, you are ensuring that SSS is kept up-to-date with your current status, allowing them to better serve your needs.
Video: SSS Maternity Benefits 2023 / Gaano katagal ma claim ang Maternity Benefits sa SSS?
Watch this video to learn more about the SSS Maternity Benefits program and how long it will take before you can claim your benefits.
Frequently Asked Questions
1. What is the SSS Maternity Benefit Reimbursement?
A: It’s a daily cash allowance provided to eligible female SSS members during instances of childbirth, miscarriage, or emergency termination of pregnancy.
2. How much can I get from the Maternity Benefit Reimbursement?
A: The amount varies based on your average daily salary credit, but as of 2023, you can receive up to PHP 80,000 in maternity benefits.
3. How is the benefit computed?
A: The benefit is computed by multiplying your average daily salary credit by the number of days you’ll be out of work due to your pregnancy.
4. Can I still avail of the benefit if I’m unemployed?
A: You can avail of the benefit as long as you meet the contribution requirement. However, filing for unemployment while on maternity leave may not be fruitful.
5. What happens if I don’t confirm receipt of the advance payment of the Maternity Benefit?
A: Failing to confirm could lead to delays or issues in future transactions with SSS. It’s important to confirm receipt via email notification or your My.SSS account.
6. Can I claim the benefit after my child is born?
A: Yes, applications for the SSS Maternity Benefit can still be done until the child is 10 years old.
7. Is there a deadline for the application?
A: While you can apply until the child is 10 years old, it’s advised to apply as soon as possible to avoid any complications or delays.
8. How long does the reimbursement process take?
A: The full amount of the maternity benefit should be advanced by the employer within 30 days from the filing of the maternity leave application.
Summary
Expectant mothers can now claim their SSS maternity benefit reimbursements online, providing them with a more convenient and efficient way to access their entitlement. With just a few clicks, women can easily and securely submit their claims through the SSS online portal, avoiding the need for lengthy phone conversations or visits to the office. Not only does the digital process provide convenience, but it also enables mothers to receive their payments much quicker than through traditional channels.
This easy-to-use platform has made claiming maternity benefits simpler for more women, ensuring they can focus on their new arrivals and take the time to recover from delivery.
SSS Contact Information
Customer Service: 1-800-10-2255777
Email: member_relations@sss.gov.ph
Website: https://member.sss.gov.ph/members/
