How to Apply Motorcycle Loan in Motortrade

Getting a motorcycle loan from Motortrade Cebu is easy as long as you have all the requirements. The first step is to find a Motortrade dealer branch near your location. Once you have found one, the next thing you need to do is to fill out an application form. Make sure that you complete all the requirements so that your application will be processed immediately.

After you have submitted your application, the motorcycle dealer will conduct a background check. Once they have approved your loan, they will then contact you to discuss the terms and conditions of the loan. Make sure that you understand everything before signing the contract. You can also negotiate for a lower interest rate if you think that the rates are too high. Once everything is finalized, you can now start shopping for your new motorcycle.

Here we share more details about the process of applying for a motorcycle loan via Motortrade.

how to apply for motorcycle loan motortrade
screenshot of Motortrade website

What is Motortrade?

Motortrade Nationwide Corporation (MNC) is the leading multi-brand motorcycle dealer in the Philippines. Its humble beginning can be traced back to the late 1960s as a small workshop in Makati catering to the motorcycle repair and maintenance needs of its customers. The company has since grown exponentially, with over 70 branches nationwide, and plans to grow even further in the future. Motortrade(MNC) offers a wide variety of motorcycle financing options to suit your needs. Whether you’re looking for a new or used motorcycle, they have a loan product that will suit your budget and needs.

MNC has been around for 40 years and is proud to be the best quality source of motorcycles, motorcycle financing products, and services. If you’re looking for a complete package that offers motorcycle sales, financing, parts and accessories, trade-in, and after-sales service under one roof, then MNC is the right choice for you.

When it comes to motorcycle financing, Motortrade offers a wide range of options to choose from. You can opt for fixed or flexible terms, depending on your needs. They also offer low down payment options to make it easier for you to get on the road. You can even apply for pre-approved financing so you know exactly how much you’re eligible.

Maintenance Services Offered by Motortrade Cebu

In case you are wondering what are motorcycle services offered by Motortrade Cebu, here’s a list:

  • Change the oil – Replacing the dirty, used oil in your engine with fresh, new oil.
  • Tune-up – If you want to keep your car running smoothly, regularly getting tune-ups is key. Not only will it clean the engine, but also improve its overall performance.
  • Replace parts – You can use a replacement part to fix an old or broken one.
  • Tire change – It’s important to change your tires when they get too bald. Driving on bald tires is dangerous and can lead to a blowout.
  • Maintain battery – Over time, the battery in your car will start to lose its charge and will eventually die. To avoid this, you need to regularly maintain your battery. This includes cleaning the terminals

Types of Motorcycle Brands and Models in Motortrade

The Motortrade offers a wide variety of motorcycles and models to choose from. Please check out the list we’ve provided below:


  • Honda ADV 150
  • Honda ADV 160
  • Honda ADV 750
  • Honda Airblade 150
  • Honda Airblade 160
  • Honda Beat
  • Honda Wave 110
  • Honda Rs 125
  • Honda Rs 150
  • Honda Click 125
  • Honda Click 150
  • Honda TMX
  • Honda XRM
  • Honda Africa twin 1000
  • Honda CBR 150
  • Honda CBR 500
  • Honda CBR 650
  • Honda CBR 1000
  • Honda PCX 150
  • Honda PCX 160


  • Kawasaki Bajaj CT100
  • Kawasaki Bajaj CT125
  • Kawasaki Fury 125
  • Kawasaki GTR 1400
  • Kawasaki Dominar 400
  • Kawasaki Dominar RS200
  • Kawasaki Versys 1000
  • Kawasaki KLX 150
  • Kawasaki Ninja 400
  • Kawasaki Ninja H2 Carbon
  • Kawasaki ZX 10-R
  • Kawasaki ZX 14-R
  • Kawasaki Vulcan
  • Kawasaki Z900


  • Suzuki Smash 115
  • Suzuki Burgman 200
  • Suzuki Burgman 400
  • Suzuki Raider 150
  • Suzuki Skyfrive 150
  • Suzuki Gixxer 150
  • Suzuki Smash
  • Suzuki Avenis
  • Suzuki Shooter


  • Yamaha Mio 110
  • Yamaha MIo Sporty 115
  • Yamaha Aerox 155
  • Yamaha Nmax 155
  • Yamaha R3
  • Yamaha Serow 250
  • Yamaha Fazzio
  • Yamaha Soul 115
  • Yamaha Sniper 150
  • Yamaha SR400
  • Yamaha XMAX
  • Yamaha XSR150
  • Yamaha XSR900
  • Yamaha XTZ125
  • Yamaha YZ250


  • KTM DUKE 200
  • KTM RC 390 ABS 2018
  • KTM 85 SX 17/14
  • KTM 450 SX-F
  • KYMCO AK550
  • KYMCO SUPER 8 150 EURO 3

On their website, you can not only find but compare prices of brands and models. Check it out here –


If you want to know how to apply for a motorcycle loan in Motortrade Cebu, here are the qualifications that you need to meet:

  • You must be a Filipino citizen.
  • You must have a valid mobile number that is capable of receiving SMS.
  • You must be at least 18 years old.
  • You need to have a government-issued ID, like a passport, driver’s license, or TIN ID.
  • To qualify, you must have a gross monthly income of at least ₱15,000 and no outstanding loans with (MNC) Motortrade.

Note: Make sure that you are eligible for financing before you apply for a loan.


To purchase a motorcycle from Motortrade, you will need the following:

  • duly accomplished application form
  • 2 pcs. 1×1 or 2×2 recent ID photo (company or government-issued)
  • Residence certificate or any proof of billing under your name
  • Certificate of employment indicating the length of service and compensation scheme OR Business registration papers and ITR for self-employed applicants
  • Copies of bank statements for the past 3 months

Procedure: How to Process Motorcycle Loan from Motortrade Cebu

To apply for a motorcycle loan with Motortrade (MNC), you can either visit one of their branches nationwide or apply online through their website. Applying for a loan online is quick and easy, and you will get an instant approval decision. Once your loan is approved, you can choose to have the funds disbursed to your bank account or to pay for your motorcycle directly at any MNC branch.

The process of applying for a loan with Motortrade is quick and easy, whether you choose to do so online or in person at one of their many branches nationwide. Be sure to bring the following requirements:

Step 1: Fill out the application form. You can access the application form online here –

Make sure to fill out with accurate information to avoid any delays in processing your loan.

Step 2: Motortrade will conduct a credit check at your current residence. If everything is in order, you will be asked to submit additional documents for your application.

Step 3: Once you are cleared and you are qualified to get a loan, submit the following requirements to the MNC office:

  • Two recent ID photos (company or government-issued) that are either 1×1 or 2×2
  • Proof of billing (VECO, MCWD, or phone bill)
  • Recent certificate of employment
  • 3 months most recent payslips
  • your downpayment for your chosen motorcycle.

Step 4: After reviewing your documents and approved, you must be ready with your cash downpayment as your first payment.

Step 5: Once you make the first payment (downpayment), MNC will then release the motorycle you’ve chosen to you.

Step 6: Make sure to pay the next payment of this motorycle installment on the date specified to avoid penalties.

Additional Note: failure to comply with the terms and conditions of your loan agreement may result in the repossession of your motorcycle.

And that’s it! Applying for a motorcycle loan with Motortrade is easy and convenient, whether you choose to do so online or in person. Be sure to have all your requirements ready to avoid any delays in processing your application.

Video: Requirements to Get a Motorcycle Installment Plan in Motortrade

If you’re interested in securing a motorcycle loan through Motortrade, follow this step-by-step process. This video was made to provide guidance on what requirements you will need in order to get an installment plan for your motorcycle purchase.

When it comes to motorcycle financing, Motortrade offers a wide range of options to choose from. You can opt for fixed or flexible terms, depending on your needs. They also offer low down payment options to make it easier for you to get on the road. You can even apply for pre-approved financing so you know exactly how much you’re eligible.

Frequently Asked Questions

Here are some FAQs about the motor plans of Motortrade Cebu

1. How long is the process for Credit investigation or (C.I.)?

The process for Credit Investigation usually takes 1-2 days.

2. How will I know if my loan is approved?

You will receive an SMS notification from MNC once your loan is approved. You can also check the status of your application online by logging into your account on the MNC website.

3. How long will the OR/CR be released for my motorcycle?

The OR/CR will be released as soon as the loan is approved and all requirements have been completed.

4. How long will the license plate of my motorcycle be released?

The license plate will be released as soon as the loan is approved and all requirements have been completed.

5. Is there a penalty if I missed a payment?

If you don’t make a payment on time, you will be charged a late fee. The amount of the fee will depend on your loan agreement.

6. Can I pay my loan early?

Yes, you can pay your loan early without any penalties or fees.

7. What is the minimum income requirement to apply for a motorcycle loan with MNC?

The minimum income.

8. What is a normal down payment on a motorcycle?

rule of thumb Typically, it’s best to make a 10-20 percent down payment on a motorcycle. By doing this, you’re in a good position both legally and financially. If your credit is poor, putting more money down may signify to lenders that you’re less of a risk.

9. What is a good amount of CC for a motorcycle?

For a street motorcycle, engine displacement (CC) generally starts around 250 and goes up to about 1,000. bikes with engines of 1,000CCs or more are typically considered motorcycles.

Motortrade Loan Installment Review

At Motortrade, you’re not limited to only a few options when picking out your motorcycle. And if you need help, the employees are more than willing to assist. I applied for my loan and soon after received approval quickly and easily. From beginning to end, my experience with Mototrade was alright.

I was able to get approval for the motor loan in 2-3 days after I submitted all the requirements needed. The staff were accommodating and didn’t give me any trouble. It was a fast and easy process. The only problem I had was the interest rate which was a bit higher than I wanted it to be. But other than that, everything else was good.


If you’re looking to apply for a motorcycle loan, Motortrade is a good option to consider. They have a wide selection of motorcycles to choose from and the staff are helpful and friendly. The approval process is quick and easy, although the interest rates may be higher than what you’re hoping for. Overall, though, my experience with Motortrade was positive and I would recommend them to others.

This tutorial is now complete. If you desire more information, please contact Motortrade or visit your nearest dealer today.

Contact Information

Motortrade – Cebu

Address: 313-315 Osmeña Blvd, Cebu City, 6000 Cebu
Open from Mondays to Sundays 8 AM-6 PM
Phone: (032) 238 3840

Motortrade – Colon

Address: Corner Mabini, Colon St, Cebu City, 6000 Cebu
Open from Mondays to Sundays 8:45 AM-5:30 PM
Phone: 0933 811 6533

Motortrade – Bulacao

Address: National Hwy., Bulacao, Cebu City 6000, Cebu S Rd, Cebu City,
Open from Sunday 8 AM–5 PM
Phone: (032) 272 3322

Motortrade – Mandaue

Address: Tipolo, Mandaue City, Cebu
Open from Mondays to Sundays 8:30 AM- 5:30 PM
Phone: N/A

Motortrade – Duljo Fatima

Address: 182 N. Bacalso Avenue, Duljo Fatema, Cebu City, Cebu
Open from Mondays to Sundays 8:30 AM- 5:30 PM
Phone: (032) 268 6137

Motortrade – Francisco Llamas

Address: 7VRC+Q76, Francisco Llamas St, Cebu City, 6000 Cebu
Open from Mondays to Sundays 8:30 AM- 5:30 PM
Phone: 0933 828 6689

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