List of Loan Agencies in Mandaue City, Cebu

Mandaue City in Cebu is home to various loan agencies that offer their services for various financial needs. These loan agencies provide multiple options for individuals who are looking for financial assistance, whether it be for personal or business purposes. These agencies offer various loan packages, including personal loans, car loans, and even home loans. Each one also provides quick and efficient processing of loans, making it incredibly convenient for their clients. With their professional staff and high-quality services, Mandaue City’s loan agencies are the go-to option for anyone in need of urgent financial aid.

Also Read: List of Loan Agencies in Cebu City

Small businesses and individuals alike may, at some point, need financial assistance from a reliable loan agency. While there are numerous options available, finding the one that suits your needs can be rather daunting. This is especially true for those residing in Mandaue City, Cebu, where the availability of loan agencies is on the rise. In this blog post, we’ll provide you with a list of legitimate loan agencies in the city to help you find the one that best fits your financial needs.

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What is a Loan Agency?

A loan agency is a business that specializes in providing loans to individuals and businesses. Unlike traditional lending institutions like banks, loan agencies can often offer more flexible requirements, terms, and interest rates that can make borrowing money more accessible for many. Loan agencies can offer both secured and unsecured loans, depending on the type of loan and the borrower’s creditworthiness.

LOAN AGENCY

The key difference between a loan agency and a bank is that loan agencies typically do not hold deposits or engage in other banking services such as savings accounts or checking accounts.

List of Loan Agencies in Mandaue City

We have compiled an up-to-date list of the most reliable loan agencies in Mandaue City, Cebu. Each agency has its own requirements and interest rates so make sure to research thoroughly before committing to a particular one:

Esquire Financing Inc. Cebu Branch
Address: G/F 148 Residence Building, Pelaez St, Cebu City, 6000 Cebu
Phone: (032) 254 8204
Business hourss: 9 AM – 3 PM (Monday – Friday)

C & L Lending Investors – Mandaue
Address: 8WPQ+2J4, Door S, North Point, Mandaue City, Cebu, Mandaue City
Phone: (063) 422 3432

JGC Financing Company, Inc.
Address: 8WMQ+RPQ, M. C. Briones St, Mandaue City, 6014 Cebu
Phone: (032) 420 2260

OCS Lending
Address: 8WJM+PQP, M. C. Briones St, Tipolo, Mandaue City
Phone: (032) 345 9700

NYY Micro Finance Inc.
Located in: Esperanza Bldg.
Address: Door 6, Esperanza Building, A. C. Cortes Ave, Ibabao Estencia, Mandaue City, 6014 Cebu
Phone: (032) 420 6382

Norkis Lending Investors Inc
Address: 727a A.S.Fortuna, Mandaue City, 6014 Cebu
Phone: (032) 343 6268

Asialink Finance Corporation
Located in: EVR Arcade
Address: Esperanza Bldg, Sb Cabahug St Corner A. C Cortes Ave., Ibabao Estancia, Mandaue City, 6014 Cebu

Countrywide Lending Corp.
Address: C & F Ramirez Building, S.B. Cabahug, Mandaue City, 6014 Cebu
Phone: (032) 345 0892

Express Lending House Corporation
Located in: NDI Commercial Complex
Address: 8WMP+727 A.S.Fortuna, Mandaue City, 6014 Metro Manila
Phone: (032) 345 1774

Exquisite Lending Services, Inc.
Address: 8WPW+C3M, S.B. Cabahug, Estancia, Mandaue City, 6014 Cebu
Phone: (032) 328 3892

Centrust Lending Investor
Located in: NDI Commercial Complex
Address: 210, NOI Comml Complex, A. S. Fortuna St, Tipolo, Mandaue City, 6014 Cebu
Phone: (032) 345 6438

First Standard Finance Corporation
Address: Sheridan Bldg, Ouano Ave., NRA, Mandaue City, 6014 Cebu
Phone: (032) 345 5493

Asialink – North Atrium
Located in: North Atrium Mandaue
Address: The North Atrium B, M. C. Briones St, Mandaue City, 6014 Cebu
Phone: (032) 238 3526

Alrose Lending Company Incorporated
Address: 9W8P+RG3, Ceniza Commercial Plaza, H. Abellana Street, Mandaue City, 6014 Cebu
Phone: (032) 346 4598

Ragin Credit Corporation
Located in: NDI Commercial Complex
Address: NDI Comml Complex, A. S. Fortuna St, Tipolo, Mandaue City, 6014 Cebu
Phone: (032) 238 2286

ORIX METRO Mandaue Branch
Located in: Parkmall
Address: Unit 33A Ground Floor, Park Mall, Ouano Ave, Mandaue City, 6014 Cebu
Phone: (032) 236 3548
Hours: 8:30 AM – 5:30 PM (Monday – Friday)

Four Wd Credit Corporation
Address: C & F Manenez Bldg 2, S.B. Cabahug, Mandaue City, 6014 Cebu
Phone: (032) 344 9026
Hours: 8:30 AM – 5:30 PM (Monday – Friday)

Philmen’s Credit Corporation
Address: 8WMV+WQH, SB Cabahug St, Mandaue City, 6014 Cebu
Phone: (032) 345 2866
Hours: 8 AM–12 PM, 1:30–5:30 PM (Monday – Saturday)

Globalwest Finance Corporation
Address: KRC Bldg, 108 Lopez Jaena St, Sabangdaku, Mandaue City
Phone: (032) 343 8471

Asian Pension Loan Corporation
Located in: EVR Arcade
Address: Esperanza Buillding, A.C Cories Ave, Ibabao Estancia, Mandaue City, 6014 Cebu
Phone: (032) 420 5288

KMBI
Address: 3, Cotiao King, North Road, Tabok, Mandaue City, 6014 Cebu
Phone: (032) 239 8281

SMC-Community And Employees
Address: 8WJM+43R, M. C. Briones St, Tipolo, Mandaue City, 6014 Cebu
Phone: (032) 345 1700

Southstar Uni Credit Corporation
Address: 509 Lopez Jaena St, Tipolo, Mandaue City, 6014 Cebu
Phone: (032) 564 2739
Hours: 8 AM – 5 PM (Monday – Friday)

VNU Loans & Credit Corporation
Address: VNU Arcade, 208 Cebu N Rd, Mandaue City, 6014 Cebu
Phone: (032) 346 7483

GOLDEN RAY LOAN RESOURCES CORPORATION
Address: 8WPR+PQF, unit c FJO BLDG, M. C. Briones St, Mandaue City, Cebu
Phone: (032) 505 4495
Hours: 9 AM – 5 PM (Monday – Friday)
9 AM – 12 PM (Saturday)

Yykedit Inc
Address: 8WWJ+XPM, Mandaue City, Cebu
Phone: (032) 344 7280

Dungganon
Address: Vel – Ouano Bldg, M. C. Briones St, Tipolo, Mandaue City, 6014 Cebu
Phone: (032) 414 0213

Millennium Cash Finance Co. Inc.
Located in: Ibabao Square
Address: 8WMV+M2G, Mandaue City, Cebu
Phone: (032) 417 4552

Pipols Credit and Lending Services
Address: 8WR9+QPC, A. S. Fortuna Street, Mandaue City, 6014 Cebu
Phone: (032) 346 0598

Ultimate Financing Co., Inc
Address: Evejust Bldg, A. C. Cortes Ave, Mandaue City, 6014 Cebu
Phone: (032) 345 8099

Almar Freemile Financing Corporation
Address: Door 8,2/F,Vel_Ouano Bldg.1, A. S. Fortuna St, Mandaue, 6014 Lalawigan ng Cebu
Phone: (032) 422 3947
Hours: 8:30 AM – 5 PM (Monday – Saturday)

First Choice Lending Investors Inc.
Address: M. C. Briones Street, Mandaue City, Cebu
Phone: (032) 345 1063

Hmw Lending Investors
Address: 8WPV+P3G, M. C. Briones St, Mandaue City, 6014 Cebu
Phone: (032) 346 0386

Virgo Financing Corporation
Address: 8WHV+G9F, S.B. Cabahug, Mandaue City, Cebu
Phone: (032) 422 8261
Hours: 8:30 AM – 5:30 PM (Monday – Friday)
8 AM – 12 PM (Saturday)

Fundline Finance Corporation – Mandaue Branch
Address: Room 207, 2nd Floor Ros Mel Building, S.B. Cabahug Street, corner A.C. Cortez Avenue, Guizo, Mandaue City, 6014
Phone: (032) 420 2147

Mr. Yu Finance Corporation
Address: MYFC Bldg, A. C. Cortes Ave, Mandaue City, 6014 Cebu
Phone: (032) 414 1172
Hours: 9 AM – 5 PM (Monday – Friday)

Countrywide Lending Corporation
Address: 248 S.B. Cabahug, Mandaue City, Cebu
Phone: (032) 345 0892

Travel Assistance Loan | Bank Certificate Assistance | Show Money Loan | Active Finance
Located in: North Road Plaza
Address: Labogon Rd, Mandaue City, Cebu
Phone: 0975 532 3757
Hours: 8 AM – 6 PM (Monday – Friday)

Assets Credit & Loan, Inc.
Located in: Villamor Arcade Building
Address: Door 6&7, Villamor Arcade, S.B. Cabahug, Mandaue City, 6014 Cebu
Phone: (032) 417 5191
Hours: 8 AM – 5:30 PM (Monday – Saturday)

These loan agencies in Mandaue City, Cebu are a great option for anyone looking to secure financial aid. Whether you need funds for personal or business purposes, these agencies have the perfect loan packages for you.

What are the types of Loans?

Loan agencies offer a variety of loans, including:

  • Personal Loans: Various agencies can assist you in acquiring a personal loan for any purpose, such as medical bills, educational expenditures, home renovation, or other personal expenses. The loan representatives will assist you in completing the application process and locating the most favorable repayment terms and interest rates available.
  • Business Loans: Entrepreneurs seeking to grow their businesses can turn to specialized loan agencies that offer business loans. These loans can cover expenses such as capital investments and marketing. Loan agents will evaluate your requirements and assist in identifying the most suitable loan options and repayment terms.
  • Vehicle Loans: Loan agencies provide vehicle loans for both personal and business purposes. You can use the loan amount to purchase any type of vehicle, including cars, motorcycles, or others. The loan agents will assist you in finding suitable loan options and repayment terms that align with your requirements.
  • Home Loans: There are loan agencies that specialize in home loans which can help if you’re planning to buy a home or invest in property. They will evaluate your requirements and help you find the most suitable loan options and repayment terms based on your financial situation.
  • Customizable Repayment Options: Loan agencies provide various repayment options that are customized to suit the borrower’s income. These options include equated monthly instalments, interest-only payments, and fixed monthly payment amounts. By choosing the appropriate option, borrowers can make their loan repayments more manageable and ease the financial burden.

Eligibility Criteria

Loan agencies have certain eligibility criteria for loan approval, such as a valid ID (passport, driving license, or voter ID), proof of income or employment, and a bank account statement. Before approving a loan, the borrower’s credit score may also be reviewed.

Repayment Options

Loan agencies offer different repayment schedules depending on the type of loan. The repayment options can include monthly, quarterly, or bi-annual payments. Some agencies also have grace periods to assist clients in taking care of their immediate financial needs before beginning to pay back the loan.

Interest Rates and Charges

Loan interest rates and charges can vary based on the type of loan and the lending institution. The interest rate can range from 2% to 10% annually. Some lenders may also impose additional fees like processing fees, prepayment charges, or penalties for late or missed payments.

Summary

A loan agency can be a valuable option for people looking for financial assistance. By providing quick loans with flexible terms and lower requirements, loan agencies can be useful tools for managing unexpected expenses or for financing business ventures.

However, always ensure that you do thorough research before taking out a loan from any company you’re unfamiliar with. Look out for red flags, such as high-interest rates, unclear repayment terms, or upfront fees. With the right loan agency, you can obtain the financing you need, but you must do your due diligence before signing on the dotted line.

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laika

Hi, I am Laika and I am a full-blooded Cebuana, born and raised in Toledo City, Cebu. A mother of 2 girls. I love spending time with my family, watching movies and exploring the beauty of nature. For collabs, email me at hicebu247@gmail.com.

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