Lapu-Lapu City in Cebu is home to a range of reputable loan agencies, catering to various financial needs. These loan agencies offer various types of loans, including personal loans, business loans, vehicle loans, and home loans, among others, with customizable repayment options. Whether you’re an entrepreneur looking to expand your business or an individual seeking financial assistance, you can find a reliable loan agency in Lapu-Lapu City.
Also Read: List of Loan Agencies in Mandaue City, Cebu
The loan agents here are well-versed in the financial market and are adept at guiding their clients through the loan application process, ensuring that they receive the best deals and rates. With their exceptional services and customer-centric approach, these loan agencies in Lapu-Lapu City are set to take your financial woes away.
What is Loan Agency?
A loan agency is an organization that issues loans to individuals and businesses. The loans are usually secured against a predetermined asset, such as real estate or other collateral, to reduce the risk of default. Loan agencies also offer advice on money management, budgeting, debt repayment strategies and more.
List of Loan Agencies in Lapu-Lapu City
We have compiled a list of the top loan agencies in Lapu-Lapu City, Cebu.
Elsi Lending Company
Address: J & B Bldg, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 5551
Migo Lenders
Located in: EE Bldg.
Address: 8X52+HCW, S. Osmeña Street, Lapu-Lapu City, 6015 Cebu
Phone: (032) 260 4142
Lucky 3 Lending Corporation
Address: 460 M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 268 4721
Asialink Finance Corporation
Address: Lot 7, Deca 5, Blk 26 Pak-Pakan Rd, Lapu-Lapu City, 6015 Cebu
Phone: (032) 268 0172
JGC Financing Company, Inc.
Address: 8X74+9WM, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 9020
R Eloisa Lending Corporation
Address: 8X26+X9H, Maximo V. Patalinghug Jr. Avenue, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 9286
Business Hours: 8 AM – 5 PM (Monday – Friday)
OCS Lending
Address: 8X75+P4W, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 261 0730
Cebu APC Finance
Address: 8X63+JJP, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 1500
Asialink
Located in: SM Hypermarket Lapu-Lapu
Address: E & P Arcade, M. V. Patalinghug Jr Ave, Lapu-Lapu City, 6015 Cebu
Phone: (032) 239 8280
Amwslai
Address: 8X89+6PM, Seawage, Mustang Road, Lapu-Lapu City, 6015 Cebu
Alano & Sons Credit Corporation
Address: 8X86+MFV, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
ZFA Credit Corporation
Located in: EE Bldg.
Address: 8X52+HCW, S. Osmeña Street, Lapu-Lapu City, 6015 Cebu
Phone: (032) 492 7864
Southstar UNI Credit Corporation
Address: 8X75+Q5M, M.L. Quezon National Highway, Lapui, Lapu-Lapu City, 6015 Cebu
Phone: (032) 236 6066
Guilmark Finance Corporation
Address: Door 4 and 5, Behik Building, 2483 M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 340 0447
CWSLAI
Address: 8X67+7GV, Airport – Sangri Road, Lapu-Lapu City, 6015 Cebu
KMBI
Address: 7XR9+92R, Kagudoy, Lapu-Lapu City, 6015 Cebu
Phone: (032) 505 5507
Sheena
Address: 8X63+QR5, Sangi Rd, Lapu-Lapu City, 6015 Cebu
Phone: (032) 505 0776
Aquicredit
Located in: Mactan Marina Mall
Address: Marina Mall, Mactan, MEPZ 1, Lapu-Lapu City, 6015 Metro Manila
Phone: (032) 340 4436
St. Anthony Loans – Basak, Mactan
Address: 2nd Floor, E and P Arcade, Maximo V. Patalinghug Jr. Avenue (infront of Tita Gwapa Supertinda), Basak, Lapu-Lapu City, Cebu
Phone: (032) 268 6002
Cashlink Financials, Inc.
Address: 8XFF+WJ3, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 4684
Hours: 8 AM – 5 PM (Monday – Friday)
8 AM – 3 PM (Saturday)
Jmlink Microcredit Corp
Address: Unit 53, ZR & DC Square, Saac 2, Lapu-Lapu City, 6015 Cebu
Phone: (032) 350 1050
ASA Philippines
Address: 7XXH+HPM, Maribago Road, Lapu-Lapu City, 6015 Cebu
RFC Radiowealth Finance
Address: 7XQ9+J63, Maximo V. Patalinghug Jr Ave, Lapu-Lapu City, 6015 Cebu
Phone: (032) 239 8253
GF Golden Financials
Address: 8X63+CGX, Opon-Airport-Sangi Rd, Lapu-Lapu City, 6015 Cebu
Phone: (032) 340 1203
Hours: 8 AM – 5:30 PM (Monday – Friday)
8 AM – 1:30 PM (Saturday)
Golden Rose Pension Loan Corporation
Address: 8X75+7P6, M. Patalinghug Ave, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 1900
Business Hours: 8 AM – 4 PM (Monday – Friday)
Micro Credit
Address: 8XJQ+J6H, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 238 3778
Taytay Sa Kauswagan, Inc.
Address: 8X64+973, Sangi Rd, Lapu-Lapu City, 6015 Cebu
Phone: (032) 341 5880
Loyola Plans Consolidated inc.
Located in: Gaisano Grand Mall Mactan
Address: Grand Mall, Basak-Sisi-Agus Rd, Lapu-Lapu City, 6015 Cebu
Phone: (032) 494 0130
YYKredit Incorporated
Located in: Msg Square
Address: Msg Square, C. Moriones, Lapu-Lapu City, 6015 Cebu
Jjy and Iyah Quick Cash Loans
Address: 8X9F+G6W, Matumbo-Pusok Road, Pusok, Lapu-Lapu City, 6015 Cebu
Phone: (032) 347 2189
Easy Cash Lending Corporation
Address: 250 G.Y. Dela Serna Street, Lapu-Lapu City, 6015
Phone: (032) 341 1449
Xym’s Manpower Services
Address: 7XFC+5VQ, Candulang, Lapu-Lapu City, 6015 Cebu
Phone: (032) 239 2547
Moeller Financing, Inc.
Address: 6015 P. Rodriguez St, Lapu-Lapu City, Cebu
JG Financing Company,Inc
Address: 8X63+J8J, M.L. Quezon National Highway, Lapu-Lapu City, Cebu
Phone: (032) 495 9020
Aqurious Family Lending Investor Corporation
Address: Purok African Daisy, Locatha, Looc, Lapu-lapu City, Lapu-Lapu City, 6015
Phone: (032) 340 3207
Business hours: 9 AM – 5 PM (Monday – Friday)
First Lapu-Lapu Lending, Inc.
Located in: JL Millennium Building
Address: JL Building, 40 Jose Avila Corner Gil Garcia, Cebu City, 6000 Metro Manila
Phone: (032) 253 6574
Islaender Credit And Associated Services, Inc.
Address: R10-Level 2, Antigua’s Place, S. Osmeña Street, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 3925
Business Hours: 8 AM – 5 PM (Monday – Friday)
8 AM – 12 PM (Saturday)
Commodity Lending Investor Incorporated
Address: 8X24+XPC, S Osmeña Street, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 4827
Frewill Finance Corporation – Lapu-Lapu
Address: Door #4, Monzon Commercial Complex Building (left side Mactan Grill), Punta Rizal Street, Poblacion, Lapu-lapu City, Cebu
Phone: (032) 340 0143
MAVENCO – Lapu-Lapu
Address: 898 , Vicente Igor SR.Building, Punta Rizal Street , 6015 Lapu-Lapu City , Cebu
Phone: (032) 495 5464
Business Hours: 8 AM – 6:30 PM (Monday – Saturday)
One 2 Nine Lending Investor, Inc.
Address: 34 M. J. Cuenco Ave, Cebu City, Cebu
Phone: 0943 689 2722
Subaspa Multi-Purpose Cooperative
Address: 7X88+W6G, Lapu-Lapu City, 6015 Cebu
Phone: (032) 495 5229
Business Hours: 8 AM – 5 PM (Monday – Saturday)
Paragon Lending Investor
Address: 8XCC+J8Q, Lapu-Lapu City, Cebu
Phone: (032) 340 0740
LapuLapu Baring Credit Cooperative
Address: 7WXV+V23, Locata Rd, Lapu-Lapu City, Cebu
Business Hours: 9 AM – 5 PM (Monday – Friday)
Air Material Wing Savings And Loan Association
Address: 8X65+WCP, Pajo Street, Lapu-Lapu City, 6015 Cebu
Phone: (032) 341 2320
CA Cash Express Approval Credit Corp.
Located in: BF Mactan Strip
Address: Unit 206 Mondejar Bldg, M.L. Quezon National Highway, Lapu-Lapu City, 6015 Cebu
Phone: (032) 412 0961
Business Hours: 9 AM – 4 PM (Monday – Friday)
9 AM – 3 PM (Saturday)
These loan agencies offer various types of loans and provide customized repayment solutions to meet their clients’ needs. For more information about the loan agencies in Lapu-Lapu City, Cebu, you can visit them or contact them directly.
What are the Types of Loans?
Loan agencies offer a variety of loans, including:
- Personal Loans: If you need a personal loan for any reason, there are several agencies that can help. These loans can be used for medical expenses, education costs, home improvements, or any other personal expenses. The loan agents will guide you through the application process and help you find the best repayment terms and interest rates.
- Business Loans: If you’re an entrepreneur looking to expand your business, there are several loan agencies that specialize in providing business loans. These loans can be used for capital expenses, marketing, or any other business expenses. The loan agents will assess your needs and help you find the best loan options and repayment terms.
- Vehicle Loans: If you need a vehicle for personal or business use, there are several loan agencies that offer vehicle loans. These loans can be used to purchase cars, motorcycles, or other vehicles. The loan agents will help you find the best loan options and repayment terms based on your needs.
- Home Loans: If you’re planning to buy a home or invest in property, there are several loan agencies that specialize in home loans. The loan agents will assess your needs and help you find the best loan options and repayment terms based on your financial situation.
- Customizable Repayment Options: Loan agencies offer several customized repayment options, such as equated monthly instalments, interest-only payments, or a fixed monthly payment amount. These flexible options help clients to tailor their loan repayments according to their income and hence ease the burden of paying back a loan.
Eligibility Criteria
Each loan agency in has its eligibility criteria for loan approval. However, some common requirements for loan application include a valid ID (such as a passport, driving license, or voter ID), proof of income or employment, and a bank account statement. The borrower’s credit score may also be checked before loan approval.
Repayment Options
A crucial aspect of loans is the repayment schedule that comes with them. The repayment schedule varies depending on the type of loan and loan agency. The loan repayment options range from monthly, to quarterly, and sometimes even bi-annually. Some loan agencies also offer grace periods to help clients take care of their urgent financial needs before they start repaying the loan.
Interest Rates and Charges
The interest rates and charges for loans are usually dependent on the type of loan and the loan agency. The interest rate typically varies between 2% to 10% per annum. Some loan agencies may charge additional fees such as processing fees, prepayment charges, and penalties for late payment or non-payment.
Before applying for a loan, it is important to understand the eligibility criteria and repayment options offered by the loan agency. It is also important to compare different loan offers from various agencies to find the best terms that meet your financial needs.
Summary
In conclusion, Lapu-Lapu City is home to a range of reputable loan agencies that cater to diverse financial needs. Whether it’s a personal or business loan you’re seeking, do not doubt that you’ll find a trustworthy agency in the city. Always make sure that you have done your research and understand the terms, conditions, and charges associated with any loan before signing up. Lastly, remember that loans can significantly impact your financial status, positively or negatively, depending on how well you serve them.
