BPI is one of the leading banks in the Philippines. They have a wide array of products and services that cater to the needs of their clients. One of these products is the BPI Credit Card.
Also Read: List of BPI Bank and ATM Branches in Cebu City
The BPI Credit Card is a Visa credit card that allows you to make purchases both here and abroad. It also comes with a host of benefits, such as:
- A low-interest rate
- Fraud protection
- Travel insurance
- Discounts on hotel bookings, car rentals, and airfare (depending on the type of credit card)
- Reward Points
Requirements
To apply for a BPI Credit Card, you need to provide the following documents:
- A copy of your valid ID
- Proof of income (e.g. payslip, certificate of employment, or bank statement)
- If you’re married, you’ll need to provide a copy of your marriage certificate
- 18 years old above
- At least 2 years employed
How to Apply
Here are the different ways to get a BPI credit card. To apply for a BPI Credit Card, you can:
1. Visit any BPI branch
To apply for a BPI Credit Card, you can visit any BPI branch. You’ll need to provide a copy of your valid ID and proof of income. You can ask the bank account specialist to help you apply for a BPI Credit Card.
The bank account specialist will help you fill out the application form and submit the required documents. The process usually takes around 15 to 20 minutes. But be advised that there may be a long queue during peak hours.
2. Apply online via BPI Website
You can also apply for a BPI credit card by going to the BPI website. Just fill out the online application form and submit the required documents.
The process is simple and easy to follow. And you can do it in the comfort of your own home. Some of the details you need to include when applying for a card online are your: name, birthday, mobile number, and email address.
You will receive a confirmation email once your application has been processed.
3. Reply to Email Invite from BPI
There are cases wherein your local BPI branch might send an email invitation to you to apply for a credit card. If you receive an email invitation from BPI, just follow the instructions in the email and fill out the application form.
The process is quick and easy. And you can apply for a credit card even if you’re not a BPI client.
Once you’ve submitted your application, the bank will review your documents and let you know if your application has been approved or not.
If you have any questions about the application process, don’t hesitate to contact BPI’s customer service hotline. They’ll be more than happy to help you out.
Warning: Be very careful when replying via email as these emails could be from scammers. Always double-check the email address of the sender to make sure it’s from a legitimate source. If you’re not comfortable, it is better to apply via the first two options we’ve mentioned above (visit the branch or apply on the official website).
Types of BPI Credit Card
According to the BPI website, there are currently 9 types of BPI Credit Cards. They are:
- BPI Visa Signature Card
- BPI Platinum Rewards Mastercard
- BPI Amore Platinum Cashback Card
- BPI Gold Mastercard
- BPI Amore Cashback Card
- BPI Blue Mastercard
- Petron-BPI Mastercard
- BPI Edge Mastercard
- BPI eCredit Card
The most popular type of BPI credit card is the Classic Credit Card. It has a low interest rate and no annual fee. It also comes with fraud protection and travel insurance. If you’re looking for a basic credit card, the Classic Credit Card is a good option.
Summary
The BPI Credit Card is a great option for those who want to make purchases both here and abroad. It comes with a host of benefits, such as low-interest rates, fraud protection, travel insurance, and discounts on hotel bookings, car rentals, and airfare. So if you’re looking for a credit card that offers value for money, the BPI Credit Card is a good choice.
