The SSS Funeral Benefit is a financial assistance program provided by the Social Security System (SSS) in the Philippines. It offers a cash benefit to the person who shouldered the funeral expenses of a deceased SSS member, including those who were permanent total disability pensioners or retirement pensioners.
Also read: Easy Steps to Check Your SSS Contributions Online
The amount of the funeral benefit varies, ranging from a minimum of P20,000 to a maximum of P40,000. The exact amount is determined based on the member’s number of paid contributions and their average monthly salary credit. This benefit is designed to help ease the financial burden associated with funeral costs, providing support to members and their families during a difficult time.
Application for this benefit can be done online through the SSS website, making the process more convenient for claimants. By offering the FBCA online, SSS enables claimants to navigate this process with ease and convenience. This digital platform simplifies the claiming of funeral benefits, ensuring that members who have incurred such expenses can seek the necessary support during these challenging times.
What are the Benefits of SSS Funeral Benefit Claim?
The SSS Funeral Benefit Claim provides financial assistance to members of the Social Security System (SSS) in the Philippines who have incurred funeral expenses for a deceased member.
- Monetary Assistance: The Funeral Benefit is a cash benefit given to whoever paid for the funeral expenses of a deceased SSS member. It helps to alleviate the financial burden associated with funeral costs.
- Variable Amount: The benefit amount varies, ranging from a minimum of P20,000 to a maximum of P40,000. The exact amount depends on the member’s number of paid contributions and average monthly salary credit.
- Broad Eligibility: Not only immediate family members, but also distant relatives or even non-relatives who can provide proof of funeral expenses can claim this benefit.
- Online Application: The claim application process can be done online through the SSS website, making it convenient for members to apply without needing to visit an SSS office.
- Documentation Support: SSS provides clear guidelines on the necessary documents required to process the benefit claim, assisting claimants in preparing their applications.
Remember, the specific benefits and application process can vary, so it’s always a good idea to check the official SSS website or contact their customer service for the most accurate and updated information.
Pre-requisites for SSS Member-Claimants before Filing SSS Benefit Claim Application
To be eligible for the SSS Funeral Benefit, member-claimants must meet the following criteria:
- Registered My.SSS Account: The claimant should have an account registered in the My.SSS portal via the official SSS website at www.sss.gov.ph.
- SSS Unified Multi-Purpose ID (UMID) or Pending UMID Card Application: The claimant must either have a valid SSS UMID card or a pending application for a UMID card.
- Enrolled Disbursement Account: The claimant must have a disbursement account enrolled under the Bank Enrollment Module of My.SSS. This is necessary for the checkless payment of cash benefits.
Who is Qualified for Claiming the SSS funeral Benefit?
The Social Security System (SSS) in the Republic of the Philippines provides a funeral benefit claim, which is designed to provide financial support to those who have paid for the burial expenses of a deceased SSS member.
a. Those Who Paid for the Funeral Expenses
- The SSS grants funeral benefits to whoever paid for the burial expenses of the deceased member. This could be an immediate family member, distant relative, or even a non-relative, as long as they can provide proof of expenses.
b. Deceased Member’s Beneficiaries
- Beneficiaries of the deceased member can also claim these benefits. This includes the dependent spouse until he/she remarries, and dependent legitimate, legitimated or legally adopted and illegitimate children who are below 21 years old, not gainfully employed, and not married.
c. Designated Beneficiaries
- The primary beneficiaries of a deceased SSS member are the legitimate dependent spouse until he or she remarries, the dependent legitimate, legitimated or legally adopted, and illegitimate children, who are not yet 21 years old.
Please note that specific eligibility criteria may vary, so it’s always advisable to check the official SSS website or contact their customer service for the most accurate and updated information.
What are the Documents Needed for Claiming SSS Funeral Benefits?
To apply for the SSS Funeral Benefit, the claimant needs to provide several documents as proof of eligibility.
Here are the required documents:
- Proof of SSS Membership of the Deceased: This could be the deceased member’s SSS ID, a record of contributions, or any other document that verifies their membership with the SSS.
- Death Certificate: A certified true copy or a Philippine Statistics Authority (PSA) copy of the death certificate of the deceased member is required.
- Proof of Funeral Expenses: The claimant must provide evidence of payment for the funeral expenses. This could be in the form of receipts or invoices from the funeral service provider.
Please remember to check the official SSS website or contact their customer service directly for the most accurate and updated information regarding the application process and requirements.
Steps on How to File SSS Funeral Benefit Claim Online
To apply for the SSS Funeral Benefit, follow these steps:
Step 1: Access Your Account
Log in to your My.SSS Member Account on the SSS website.
Step 2: Initiate the Application
Navigate to the “Submit Funeral Claim Application” under the E-Services tab and enter all the required information.
Step 3: Validation and Eligibility Confirmation
Click “Proceed” for the SSS to validate the provided information and confirm the deceased member’s eligibility for the Funeral Benefit.
Step 4: Provide Additional Information
You’ll need to provide the Civil Status of the deceased member and additional claimant information, such as your relationship with the deceased member and the disbursement account enrolled in the Bank Enrollment Module (BEM).
Step 5: Upload Required Documents
You will need to upload the following supporting documents:
- Proof of SSS membership of the deceased.
- Certified true copy or PSA copy of Death Certificate
- Proof of claimant’s payment of funeral expenses.
Important Note: Only images and PDF files up to 2MB in size can be uploaded.
Step 6: Submit the Application
Review the Certification portion carefully. If you agree with the terms, click “Submit” to finalize your application.
Step 7: Email Confirmation
After submitting, check your email for a notification from SSS regarding your Funeral Benefit Claim Application.
Please remember to always check the official SSS website or contact their customer service directly for the most accurate and updated information regarding the application process and requirements.
Also read: How to Calculate SSS Retirement Pension Benefits Online
Eligibility for Claimants Who are Non-SSS Member and SSS Member Without UMID-ATM Card
Claimants who are not SSS members, or are SSS members but do not have a UMID – ATM Card, can still apply for the Funeral Benefit. Here’s How:
- In-Person Application: You can submit the Funeral Benefit Claim Application at the nearest SSS branch, either over the counter or via their dropbox.
- FBCA Form: Visit the official SSS website to download the Funeral Benefit Claim Application (FBCA) form. Ensure that you fill out all the necessary information accurately.
- Submission of Form and Documents: Take the completed FBCA form to your nearest SSS branch along with the following required documents:
- Evidence of the deceased’s SSS membership.
- A death certificate that has been properly registered with the Local Civil Registry or issued by the Philippine Statistics Authority.
- An official receipt or other proof showing that you’ve paid for the funeral expenses.
- Two valid identification cards belonging to the claimant.
Please make sure to verify these details with the official SSS resources or contact their customer service directly for the most accurate and updated information.
Disbursement Accounts: Where Does SSS Deposit the Funeral Benefit?
The Social Security System (SSS) in the Philippines deposits the funeral benefit directly to the claimant’s disbursement account.
Here are the options for disbursement accounts where the SSS can deposit the funeral benefit:
- SSS UMID card enrolled as ATM: If you have a UMID card that is enrolled as an ATM, the SSS will deposit your benefits directly to this card.
- Bank Account in PESONet Participating Bank: You can also receive your benefits directly to your bank account if your bank is a participant in the Philippine EFT System and Operations Network (PESONet).
- Union Bank of the Philippines Quick Card: If you have a Quick Card from Union Bank of the Philippines, it can be used to receive your benefits.
- Electronic Wallet (E-wallet): Digital platforms like Paymaya can be used to receive your benefits.
- Pick-up Arrangement with Remittance Transfer Companies (RTCs)/Cash Payouts Outlets (CPOs): You can also arrange to pick up your benefits from remittance transfer companies or cash payout outlets like M Lhuillier.
IMPORTANTE REMINDER: The SSS will deposit the funeral benefit into the claimant’s UMID card that has been enrolled as an ATM and If you choose to receive your benefits through M Lhuillier, be aware that there is a service fee ranging from Php50 to Php220. This fee varies based on the total amount of the cash payout and will be the responsibility of the claimant to cover.
Video: #SSSApproved | Paano makukuha ang Funeral Benefit?
Frequently Asked Questions
1. What is the SSS funeral benefit?
A: The SSS funeral benefit is a cash grant given to whoever paid for the funeral expenses of a deceased SSS member.
2. How much is the SSS funeral benefit?
A: The amount of the funeral benefit is variable and depends on the member’s contributions. The amount range from Php20,000 to Php40,000.
3. How long does it take to process the SSS funeral benefit claim?
A: The processing time varies, but once all the required documents are submitted, it typically takes a few weeks.
4. Can non-SSS members claim the funeral benefit?
A: Yes, Non-members of SSS who paid for funeral expenses are eligible to claim the funeral benefit. However, it is necessary to submit the claim to the nearest SSS branch along with all the required documents.
5. What happens if the funeral benefit claim is denied?
A: If the claim is denied, SSS will provide a reason for the denial. You can appeal the decision or correct any issues and reapply.
Summary
The SSS Funeral Benefit Claim is a financial assistance program provided by the Philippine government to aid families in covering the expenses of a member’s funeral. Applicants can file for the claim through an online application, making the process more convenient and accessible to those who may not have the means to go to a physical office.
Families of deceased SSS members can receive up to Php 40,000 in cash benefits to cover funeral expenses. This program aims to alleviate the financial burden that comes with dealing with the loss of a loved one and help families transition to a new chapter in their lives.
Contact Information
Customer Service: 1-800-10-2255777
Email: member_relations@sss.gov.ph
Website: https://member.sss.gov.ph/members/
