When it comes to securing loans, it’s important to have access to reliable and professional loan agencies. Fortunately, residents of Talisay City, Cebu have a variety of options to choose from. With numerous loan agencies serving the area, borrowers can select the one that best fits their financial needs and situation.
Also Read: List of Loan Agencies in Lapu-Lapu City, Cebu
These agencies offer various types of loans, such as personal, business, and home loans, making borrowing money more accessible to everyone. Whether you’re a seasoned entrepreneur or a first-time borrower, the loan agencies in Talisay City can help you realize your financial goals. It’s important to remember to thoroughly research and choose a reputable agency, to ensure a smooth and stress-free borrowing experience.
What is Loan Agency?
Loan agencies offer loans to individuals and businesses with varying requirements, terms, and interest rates. Borrowers may be offered either secured or unsecured loans based on their creditworthiness.
List of Loan Agencies in Talisay City, Cebu
Here are the loan agencies located in Talisay City, Cebu:
C and L Lending Company Inc.
Address: 7R9V+GH9, Natalio B. Bacalso Ave, Talisay, 6045 Cebu
Phone: (032) 491 7894
OCS Lending
Address: 7R6P+GMW, Mananga St, Talisay, 6045 Cebu
Phone: (032) 234 5188
Business Hours: 8 AM – 5 PM (Monday – Saturday)
JGC Financing Company Inc.
Address: 7R8R+2CW, Natalio B. Bacalso Ave, Talisay, 6045 Cebu
Phone: (032) 491 9070
Exquisite Lending Services Inc.
Address: 7R7R+VH9, Sangi, Talisay, 6045 Cebu
Phone: (032) 491 4876
Frewill Finance Corp.
Address: 7R8P+78G, Toledo – Manipis Rd, Talisay, 6045 Cebu
Phone: (032) 239 6934
NYY Micro Finance, Inc.
Address: Room 5-A, Deiparine Annex Building, N. Bacalso Road, Talisay, 6045 Cebu
Phone: (032) 462 1411
ZFA Credit Corporation
Address: Gee Ann Square Mall, Natalio B. Bacalso Ave, Talisay, 6045 Cebu
Phone: (032) 273 1054
GSM Cebu Investor Finance Corporation
Address: 7R7R+W8X, Natalional Highway, Talisay, 6045 Cebu
Phone: (032) 273 5877
May Dan Loans & Creadit, Inc
Located in: Deiparine Building Management
Address: GF, 108 , Deiparine Annex Building, Cebu South Road , 6045 Talisay City , Cebu
Phone: (032) 272 9670
Hours: 8 AM – 5 PM (Monday – Saturday)
KMBI
Address: 7R9V+46X, Natalio B. Bacalso Ave, Talisay, 6045 Cebu
LT & G CREDIT LINE
Address: 6RXQ+GH4, Talisay, Cebu
Hours: 8 AM – 5 PM (Monday – Saturday)
Golden Financials
Located in: Deiparine Building Management
Address: GF, 104 , Deiparine Commercial, Cebu South Road , 6045 Talisay City , Cebu
Phone: (032) 272 2274
Hours: 8 AM – 5:30 PM (Monday – Friday)
8 AM – 1:30 PM (Saturday)
DWBH Lending Investor, Inc.
Located in: Deiparine Building Management
Address: Deiparine Bldg., Natalio B. Bacalso Ave, Talisay, 6045 Cebu
Phone: (032) 491 8288
ASPIRE LENDING SERVICES INC.
Address: 7R6V+6PV, Juscar Taxi Compd Rabaya St, Nonoc Rd, Talisay, 6045 Cebu
Phone: 5207453
Hours: 8 AM – 5 PM (Monday – Saturday)
Sheena Lending Corporation
Address: Room 2, Alfafara Bldg., National Highway, Talisay, 6045 Cebu
Phone: 22390318
Cebu Peoples Multi-Purpose Cooperative
Address: Door 3, N & Y Building, National Hi-Way, Talisay, 6045 Cebu
Phone: (032) 491 8007
Alrose Lending Company Incorporated
Address: 7R7R+VW7, Palmview Street, Talisay, 6045 Cebu
Phone: (032) 272 2274
Cebu APC Finance Corporation
Located in: D.Y. Ruiz Store House
Address: Aviva Wood Depot, Natamo B. Bacalso Ave, Talisay, 6045 Cebu
Phone: 24917212
Micro Business Mentors
Address: 068 V.H.Garces, Talisay, Cebu
Phone: (032) 273 4928
Hours: 9 AM – 5 PM (Monday – Friday)
Pinoy Express Service Online Lending Investor Inc.
Address: 7R59+9VV, Cebu S Rd, Talisay, Cebu
Phone: (032) 272 0449
Flexi-Credit Lending Corporation
Address: GF , PJ Arcade Building, N. Bacalso Cebu South Road , 6045 Talisay City , Cebu
Phone: (032) 491 5158
Southstar Financing Inc.
Address: Aviva Wood Depot, Tabunok Public Market, Talisay, 6000 Cebu
Phone: (032) 491 8332
Hills Finance Corporation
Address: 7R7Q+M8C, Toledo – Manipis Rd, Talisay, 6045 Cebu
Phone: (032) 253 1427
Fastway Finance And Credit Corp
Address: 7R5R+G48, San Isidro Road, Talisay, 6045 Cebu
Phone: 0943 141 3189
Center for Agriculture & Rural Development, Inc. (CARD)
Address: 7R3G+M3J, F. Bas Street, Upper Mohon, Talisay City, Cebu, Talisay
Phone: (032) 273 7660
These loan agencies in Talisay City, Cebu will help individuals and businesses alike obtain credit for their needs.
What are the types of Loans?
Loan agencies offer a variety of loans, including:
- Personal Loans: To obtain a personal loan for various purposes such as medical bills, education expenses, home renovations, or personal expenses, you can approach different agencies. Their representatives can assist you in completing the application process and help find the most suitable repayment terms and interest rates currently available.
- Business Loans: If you’re an entrepreneur looking to grow your business, you may want to consider seeking out a loan agency that focuses on providing business loans. These loans can help with expenses like investing in equipment and advertising. The loan agency will evaluate your needs and assist you in finding the best loan options and repayment plans.
- Vehicle Loans: Loan agencies provide vehicle loans for both personal and business purposes, which can be used to purchase different types of vehicles including cars, motorcycles, and others. With the help of loan agents, you can find suitable loan options with repayment terms that meet your requirements.
- Home Loans: Loan agencies that specialize in home loans can assist you in buying a home or investing in property. They will evaluate your requirements and suggest suitable loan options and repayment terms based on your financial situation.
- Customizable Repayment Options: Loan agencies provide repayment options which are customized to the borrower’s income. These options consist of equated monthly instalments, interest-only payments, and fixed monthly payment amounts. By choosing the suitable option, borrowers can make their loan payments more manageable and lessen their financial burden.
Eligibility Criteria
In order to get a loan approved by agencies, you need to meet certain eligibility requirements. These include providing a valid form of identification like a passport, driving license or voter ID card, proof of income or employment, and a bank account statement. Moreover, your credit score may also be assessed before your loan is approved.
Repayment Options
Loan agencies offer different repayment schedules depending on the loan type, such as monthly, quarterly, or bi-annual payments. Some agencies also provide a grace period to help clients manage their immediate financial needs before beginning to repay the loan.
Interest Rates and Charges
Interest rates and fees for loans may vary depending on the type of loan and the lending institution. The yearly interest can be as low as 2% or as high as 10%. Moreover, lenders might have additional charges, such as processing fees or penalties for paying off the loan early.
Summary
Finding a loan agency in Talisay City, Cebu can be a daunting task, but the benefits can be worth the effort. A loan can help fund a new business venture, finance a car purchase, or cover unexpected expenses. These agencies offer a variety of loan options with varying interest rates and repayment terms, allowing borrowers to find a loan that suits their needs and budget.
Additionally, loan agencies can assist in improving one’s credit score by providing an opportunity to make regular and on-time payments, which are essential for building credit. Whether you are a first-time borrower or looking to refinance an existing loan, exploring the loan agencies in Talisay City can lead you to beneficial financial opportunities.
